Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you'll find a selection of easy-to-use calculators about related financial topics.

These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any investment or product. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary.

Annuity Tax Advantages

What are the tax advantages of a fixed deferred annuity?

Funeral Costs and Final Expenses

Understanding how much the average funeral costs.

Retirement Savings 

Are you saving enough for retirement?

Savings Goals

How much should I save to reach my financial goal?

Living Expenses

How much am I spending?

Cost of Long-Term Care 

What is the cost of long-term care?

Savings in Retirement

How long will my savings last in retirement?


David Kikoen is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #13824115), AZ, CA (CA Insurance License #0H35627), CO, FL, GA, IL, MI, MO, OH, SC, VA, WA, and WI. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, David Kikoen is licensed and authorized to offer insurance in California and Arkansas, but THINK OUTSIDE FINANCIAL STRATEGIES may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

David Kikoen is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 8626 142nd Pl, Orland Park, IL, 60462, 708-275-1258. In this regard, this communication is strictly intended for individuals residing in the states of AR, IL, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

THINK OUTSIDE FINANCIAL STRATEGIES is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither THINK OUTSIDE FINANCIAL STRATEGIES nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​